155000 – 3 Bed 2 Bath Home for Sale in HELENA – 137 CHADWICK DR – HELENA, AL

This low maintenance brick and vinyl siding one level home is priced to sell! This home features crown molding, 9 to 10 foot ceilings and vinyl dual pane windows throughout. This home also boasts the popular split bedroom floor plan with 3 bedrooms, 2 bathrooms and a screened in porch. The spacious eat in Kitchen features an electric range, refrigerator, dishwasher, ceiling fan, ample cabinet space and an open bar area into the Dining Room for ease of entertaining. The Dining Room features a bay window and a chair rail with wainscoting. The Master Bedroom is large and features a tray ceiling, a triple front window with transom, a two door entry to the Master Bathroom and a ceiling fan. The Master Bathroom features a two sink vanity with a cultured marble top, a garden tub with a glass block window, a separate shower, a walk in closet with a window and a tiled floor. The Great Room features a 10 foot ceiling, a tiled gas log fireplace, floor to ceiling windows, a ceiling fan and a door leading to the large screened porch. The 2nd and 3rd bedrooms feature two door closets, double front windows with transoms and ceiling fans. The 2nd Bathroom features a cultured marble top vanity, a combination tub/shower, a linen closet and a tiled floor. There are also 2 additional linen closets in the hall. The large screened porch is a perfect place for entertaining family and friends. This home also features a partially floored attic for additional storage, a 2 car garage with back alley access, a new HVAC system and a 2 year old roof. The neighborhood has sidewalks, street lights and underground utilities and is located in the Helena school system.
<p><u>Full Details</u></p>
<p><a href=”http://www.propertiesinbirmingham.com/listing/mlsid/21/propertyid/505922/syndicated/1/cgltguid/BAA8B207-E24A-44A7-9466-44C9783DD393/?ts=crg

http://www.propertiesinbirmingham.com/listing/mlsid/21/propertyid/505922/syndicated/1/cgltguid/BAA8B207-E24A-44A7-9466-44C9783DD393/?ts=crg”>http://www.propertiesinbirmingham.com/listing/mlsid/21/propertyid/505922/syndicated/1/cgltguid/BAA8B207-E24A-44A7-9466-44C9783DD393/?ts=crg</a></p>
<p><a href=”http://www.propertiesinbirmingham.com/listing/mlsid/21/propertyid/505922/syndicated/1/cgltguid/BAA8B207-E24A-44A7-9466-44C9783DD393/?ts=crg”><img hspace=”5″ border=”0″ src=”

http://images.propertiesinbirmingham.com/HouseImages/BHAMMLS/922/505922.jpg”></a></p>
<p>Listing Courtesy of Juanita Anderton, Keller Williams Metro South</p>

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1250000 – BIRMINGHAM Home For Sale – 4 Bed 4 Bath – 4001 S 10TH AVE – BIRMINGHAM, AL

Homes of this quality only come around once in a lifetime. This is a forever home with all those state of the art amenities and luxury touches that one would expect from a Forest Park masterpiece such as this. From the professional grade kitchen with white marble counters to the home theatre accessed via limestone stairs, this home leaves nothing to chance. Outdoor living and entertaining is phenomenal with the courtyard and pool. Enjoy cool breezes on the amazing front porch that overlooks 10th Avenue. Oversized rooms are beckoning for parties. Light cascades through the array of windows to bathe the rooms beautifully. Scale and proportion are near perfection. This luxury Forest Park mansion is truly a home for a lifetime.

Full Details

http://www.propertiesinbirmingham.com/listing/mlsid/21/propertyid/502209/syndicated/1/cgltguid/354AED17-F0F9-425F-BC57-D31EF960CDBD/?ts=crg

Listing Courtesy of Jeffrey Klinner, Keller Williams Realty Bham

269900 – HOOVER, AL – 3 Bed 3 Bath Home – 2258 TYLER RD – HOOVER – AL

Home sits on extra large corner lot. Home has been meticulous taken care of. Every square inch of home shows well. Hardwoods and tile throughout home. Large master bedroom is on main level. Upstairs guest bedroom are spacious and well appointed. Home has two small office upstairs as well, nice use of space. Great Room is large and inviting. Half bath off Great Room convienent when entertaining! Lot is very, very large, tax records indicate 100 ft frontage and 217 ft dept, need a pool, no problem, you have the space for it.

Full Details

http://www.propertiesinbirmingham.com/listing/mlsid/21/propertyid/508864/syndicated/1/cgltguid/C9183996-F698-413E-AED6-FE6EB89E5807/?ts=crg

Listing Courtesy of Rick Knotts, Keller Williams Realty Bham

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL – 08/31/2011

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/31/2011

Your FREE ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/31/2011 list has  been posted.

http://bhammls.net/BAARReports/ListitLib/show_report.aspx?ID=7016448986

These  are Single Family Homes ‘Active’ on the Birmingham MLS. These homes

are  ripe for the picking. Don’t Let them pass you by. ACT NOW!!

I hope you have an awesome day, packed with smiles while searching for your active Birmingham AL Real Estate Dream.

Alabama Residential Sales Increase 28.7% in July. Residential sales experienced a 28.7 percent increase when compared to July2010. The last time our state’s real estate market experienced positive sales growth in July when compared to the previous year was July 2007. While this isfavorable news, the market must keep in mind that last July was the first month after the expiration of the home buyer tax credit and the comparative sales volume hit a cyclical low of 2,885 units.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

July sales were again bolstered by a rebound in closed
transactions from local markets that were previously disrupted by the natural
disasters of April 27th. The relocation of displaced homeowners and the
continuation of delayed closings from late April continued into July. The
bounce back is apparent when reviewing sales percent change from last July in
these impacted areas:  Tuscaloosa (sales
up 73%), Walker County (up 71%), Athens-Limestone County (up  41%), Cullman (up 37%),  Decatur-Morgan County (30%), Huntsville (up
24%), and  Marshall County (up 9%).

In July, Alabama residential sales outperformed the US
market, which showed an increase of 21.0 percent from July 2010, according to
the National Association of REALTORS (NAR). NAR also reported that the South
region experienced an increase of 19.5 percent from last year.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

Demand: Residential sales are seasonal and typically peak in June and as
anticipated, July statewide residential sales were 1.4 percent down from the
prior month (June 2011). However, this movement still reflects an improvement when
compared to historical data indicating that July sales, on average
(’06-’10), traditionally decrease from the month of June by 6.1 percent.

Supply: Statewide housing inventory totaled 38,590 units, a decline
of 8.5 percent from last July. July inventory in Alabama experienced a .5
percent increase when compared to the prior month.  Historical data
indicates that July inventory on average (’06-’10) traditionally increases from
the month of June by 2.8 percent.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN YOUR AREA

Pricing: The statewide median selling price in July was $121,236, a
decrease of 5.9 percent from last July. This figure also represents a
decrease of 3.6 percent when compared to the prior month.  Historical
data (’06-’10) indicates that the July median selling price traditionally
increases from the month of June by 2.0 percent.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL- 08/31/2011

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL – 08/30/2011

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/30/2011

Your FREE ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/30/2011 list has  been posted.

http://bhammls.net/BAARReports/ListitLib/show_report.aspx?ID=7016439952

These  are Single Family Homes ‘Active’ on the Birmingham MLS. These homes

are  ripe for the picking. Don’t Let them pass you by. ACT NOW!!

I hope you have an awesome day, packed with smiles while searching for your active Birmingham AL Real Estate Dream.

Pending homes sales in July fell month-to-month for the first-time  since April, but rose substantially compared to the same month a year  ago, according to   a report by the National Association of Realtors.

The trade group’s Pending Home Sales Index  rose 14.4 percent year-over-year in July, to 89.7. That’s a 1.3 percent  dip compared to June’s index. The index tracks signed, but not closed,  purchase contracts for  resale homes. An index of 100 indicates the average contract activity in  the index’s 2001 base year, which was a record year for existing-home  sales.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

“Looking  at pending home sales over a longer span, contract activity over the  past three months is fairly comparable to the first three months of the  year, and well above the low seen in April,” said Lawrence Yun, NAR’s chief economist, in a statement.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

Yun  said that “rising rents, record high affordability conditions and  investors buying real estate as a future inflation hedge” bode well for  real estate, though “It is now a question of lending standards and  consumers having the necessary confidence to enter the market.”

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN YOUR AREA

Meanwhile, Sales of new homes fell for the third straight month in July, and estimates for April, May, and June were revised down, fueling fears that this year will be the worst on record. Sales declined 0.7 percent from June, registering an annual rate of 298,000, according to data released by the U.S. Census and the Department of Housing and Urban Development. While new-home sales improved 6.8 percent on an annual basis, that number is skewed by the market upheaval caused in July 2010 by the expiration of the homebuyer tax credit.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL- 08/30/2011

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL – 08/26/2011

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/26/2011

Your FREE ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/26/2011 list has  been posted.

http://bhammls.net/BAARReports/ListitLib/show_report.aspx?ID=7016413952

These  are Single Family Homes ‘Active’ on the Birmingham MLS. These homes

are  ripe for the picking. Don’t Let them pass you by. ACT NOW!!

I hope you have an awesome day, packed with smiles while searching for your active Birmingham AL Real Estate Dream.

New-home sales fell once again in July, the third straight month of declining sales for hard-pressed home builders.New homes sold at a seasonally adjusted annualized rate of 298,000, a modest 0.7% drop from a downwardly-revised rate of 300,000 homes sold in June, the Census Bureau said Tuesday. It was also below the rate of 310,000 that a panel of housing market analysts at Briefing.com had forecast.

Sales rose 6.8% year-over-year from 279,000 in July 2010.

“We’ve been bouncing around the 300,000 level for months, for years, really,” said David Crowe, the chief economist for the National Association of Home Builders. “It reflects continued buyer concern with the weak economy.”

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

The median price for a new home sold in July was $222,000, down about 5.5% from June but up 8.8% from 12 months earlier.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

The inventory of new homes for sale stood at 165,000 during the month. It would take 6.6 months to sell off those homes at the current sales rate.

With sales so slow, new-home construction is also slumping. The home building industry is normally a major contributor to the economy, but it is so depressed right now that it’s it a drag on the economic recovery.

Crowe said home sales might weaken even more in the aftermath of the debt-ceiling debate, the downgrading of U.S. debt and the subsequent volatility in the financial markets.

“We might see August figures drop because of the market turmoil and the uncertainly it creates in consumers,” he said.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN YOUR AREA

Historically low interest rates do not seem to be helping. Applications for mortgages have spiked, but most of the increase is for refinancing old mortgages rather than for purchasing new homes, according to Crowe.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL- 08/26/2011

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL – 08/25/2011

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/25/2011

Your FREE ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/25/2011 list has  been posted.

http://bhammls.net/BAARReports/ListitLib/show_report.aspx?ID=7016408648

These  are Single Family Homes ‘Active’ on the Birmingham MLS. These homes

are  ripe for the picking. Don’t Let them pass you by. ACT NOW!!

I hope you have an awesome day, packed with smiles while searching for your active Birmingham AL Real Estate Dream.

The share of bank-owned homes and homes in some stage  of foreclosure dropped 5 percent from the first quarter to the second  quarter, falling from 36 percent to 31 percent, but was up from 24 percent in  second-quarter 2010, according to a report released today by foreclosure data  provider RealtyTrac.

And distressed properties are selling at a larger  discount these days, RealtyTrac reported:

  •    The average sales price of a bank-owned (also known  as real estate owned or REO) home was $145,211 in the second quarter, which was  about 40 percent below the average sales price of a nonforeclosure home. That  compares with a 36 percent discount in first-quarter 2011 and a 34 percent  discount in second-quarter 2010.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

  •    The average sales price of a preforeclosure home (preforeclosures,  which are homes in default or scheduled for sale at public auction, are often  sold in a short-sale process) was $192,129 in the second quarter, which is 21  percent below the average sales price of a nonforeclosure home. That compares with a 17 percent discount in first-quarter 2011 and a 14 percent discount in  second-quarter 2010.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

There were 162,680 sales of bank-owned homes to third  parties in the second quarter, RealtyTrac also reported, roughly flat compared with the 162,900 reported in the first quarter and down 10 percent from  second-quarter 2010. REO sales accounted for 19 percent of home sales in the  second quarter, compared with 23 percent in the first quarter and 15 percent in  second-quarter 2010.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN YOUR AREA

There were 102,407 sales of preforeclosure homes to  third parties in the second quarter of this year, up 19 percent from the first  quarter but down 12 percent compared to second-quarter 2010. These sales  accounted for 12 percent of sales in the second quarter of this year, flat with  the first quarter and up 10 percent compared to second-quarter 2010.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL- 08/25/2011

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL – 08/25/2011

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/25/2011

Your FREE ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL –  08/25/2011 list has  been posted.

http://bhammls.net/BAARReports/ListitLib/show_report.aspx?ID=7016404773

These  are Single Family Homes ‘Active’ on the Birmingham MLS. These homes

are  ripe for the picking. Don’t Let them pass you by. ACT NOW!!

I hope you have an awesome day, packed with smiles while searching for your active Birmingham AL Real Estate Dream.

Zero Down Home Loans in Birmingham, AL still available…for now

As the title suggests, Zero Down Home Loans in Birmingham, AL are still available…for now. It is rumored that the ever popular USDA Mortgage program is in jeopardy of running out of funds in the latter part of April. This program has been very successful and because of its popularity, the funds set aside by the USDA are running low.  The USDA (United States Department of Agriculture) program for Rural Development has been a key factor for helping home owners obtain a Zero Down Home Loan in Birmingham AL.

Zero Down Home Loans in Birmingham, AL are slowly becoming a thing of the past due to the sub-prime market melt down. However, the USDA Rural Development program offers 100% financing (no money down) and also requires no mortgage insurance. Seller concessions are not limited and borrowers can be gifted the money for closing costs. The credit requirements are modest as a 620 score can qualify.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

There are two programs within the USDA Rural Development agenda. The Direct program and the Guaranteed program both offer the same benefits but the income requirements are different. The Direct program is for low income borrowers and the Guaranteed program is for moderate income borrowers.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE

It is the Guaranteed program that is running low on funds. Currently, the national office is petitioning Congress about re-appropriating funds from the Direct program to the Guaranteed program. There is no word yet if their efforts have been successful. Some lenders have already stopped accepting USDA loan applications.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN YOUR AREA

Mortgage America is one of the Southeast’s largest non-institutional lenders and the USDA loan program is very popular. If you or your client is looking for a Zero Down Home Loans in Birmingham, AL , we are currently still accepting applications for the USDA loan but it is unclear how much longer the funds will last. We are informing our clients that these funds may not be available in the very near future and to best serve them we are qualifying them on backup programs such as the AHFA (Alabama Housing Finance Authority) Step-up program.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN BIRMINGHAM AL- 08/25/2011

269900 – 4 Bed 3 Bath BIRMINGHAM Home – 4766 OVERWOOD CIR, BIRMINGHAM, AL

What a hip, fun house this is! Tons of space, 3 levels of living, main level carport that opens right to the kitchen, large open floor plan that fits today’s lifestyle. Can play to the retro look or clean, cool contemporary, or traditional. Loaded with natural light this a happy home. Kitchen and sunroom open to a fabulous level,sunny,fenced backyard. Perfect for entertaining and a gardener’s dream come true! There is room to add a pool if you desire one too. The front yard has been professionally landscaped and boasts, magnolias, river birch, perennials and more.Tucked away on a quiet cul-de-sac right off of Clairmont Avenue you are minutes from UAB, Downtown and over the mountain areas. This one will surprise you…it is not a drive by…so get inside and take a peek, you will be glad you did!

Full Details

http://www.propertiesinbirmingham.com/listing/mlsid/21/propertyid/500213/syndicated/1/cgltguid/AD6D07D5-6612-442B-AAC9-A464C70FD929/?ts=crg

Listing Courtesy of Jeffrey Klinner, Keller Williams Realty Bham

Great Location! 4 Bed 4 Bath ALABASTER Home

Gorgeous All Brick 4BR,3.5BA home w/ castle door entry. Large Foyer w/ travertine tile. Great room w/ hardwoods, gas fireplace, 9ft. ceilings, recessed lighting, & crown. GORGEOUS eat-in kitchen w/ GRANITE, HUGE island w/ bkfast bar, tile backsplash, undercab lighting, & stainless appliances. Formal dining rm w/ hardwoods, Plus separate living room/study on main & half guest bath. XL Master w/ hardwoods, walk-in closet, private bath w/ sep. vanities, shower & jet tub. Large bedrooms. Finished Bsmt w/ play/rec room or 4th bedroom, large walk-in closet & storage, plus full bath. 2 HVAC systems, central vacuum system, 2-car garage w/ room for workshop, boat/ATV & toys. Great neighborhood w/ swim/tennis & playground. Great location–just minutes to schools, shopping & I-65. NOT a foreclosure or short sale–no hassle/quick close possible. MOVE-IN READY! Call Today.

Full Details

http://www.propertiesinbirmingham.com/listing/mlsid/21/propertyid/491929/syndicated/1/cgltguid/441E4674-D05D-415E-B822-1DCD8F895164/?ts=crg

Listing Courtesy of Tim Mitchell, Keller Williams Metro South